Credits Explained
Every AI action in Judicio draws from a single pool of credits. This page explains how that pool works, what each feature costs, and how to track, cap, and top up your usage from Settings → Billing & invoices.
How credits work
Your subscription tops up your pool at the start of each billing cycle:
- Professional: 5,000 credits per month
- Organisation: 5,000 credits per seat per month, pooled across the whole organisation
- Annual plans: 60,000 credits per year (per seat on Organisation)
- Free trial: a one-time starter grant, no credit card required
Credits are spent whenever Judicio runs an AI analysis on your behalf — a review, a timeline, a research query, a translation, or processing a freshly uploaded file. The exact cost depends on the feature, the document size, and the analysis mode.
Credit estimates before you commit
Judicio always shows a credit estimate before it spends anything. You see the projected cost on the confirmation screen and decide whether to proceed. There are no surprise charges.
What costs credits
| Feature | What is billed | Cost factors |
|---|---|---|
| Document Review | Per review run | Number of files, total pages, number of checks, analysis mode |
| Review Matrix | Per matrix run | Total pages, number of questions, analysis mode |
| Timeline Builder | Per timeline | Total pages, analysis mode |
| Legal Research | Per query | Query complexity, sources retrieved, response length (token-based) |
| Translation | Per document | Page count |
| File Library (processing) | Per file upload | Page count (OCR, entity extraction, summarisation) |
Browsing your File Library, opening completed analyses, exporting results, managing settings, and inviting teammates are all free. Credits are only spent when Judicio runs a new AI analysis.
Deep mode vs Concise mode
Most analysis features offer two modes:
| Deep mode | Concise mode | |
|---|---|---|
| Analysis depth | Thorough, clause-by-clause, with detailed explanations | Focused summary of the key findings and high-priority issues |
| Best for | Final reviews, high-stakes documents, compliance audits | First-pass screening, high-volume batches, quick assessments |
| Credit cost | Higher | Lower |
| Processing time | Longer | Faster |
Run a Concise pass first to find the documents that need attention, then run a Deep pass on just those files. It's the most cost-effective way to handle large sets.
How credits are calculated
Each feature uses a transparent formula based on measurable inputs — page count, number of checks or questions, and analysis mode. Results are rounded up to the nearest whole credit.
Document Review
Credits are calculated per file, then multiplied by the number of files.
| Action | Mode | Formula | Example |
|---|---|---|---|
| Review per file | Deep | 5 + (pages × 0.5) + (checks × 3) | 10-page, 5 checks = 18 credits/file |
| Review per file | Concise | 5 + (pages × 0.15) + (checks × 2) | 10-page, 5 checks = 17 credits/file |
Example: a Concise review of a 10-page contract with 5 checks costs 5 + (10 × 0.15) + (5 × 2) = 16.5 → 17 credits per file.
Review Matrix
Credits are calculated once for the entire matrix (all documents combined).
| Action | Mode | Formula | Example |
|---|---|---|---|
| Extract answers (entire matrix) | Deep | 10 + (total pages × 0.25) + (questions × 3) | 80 pages, 8 questions = 54 credits |
| Extract answers (entire matrix) | Concise | 10 + (total pages × 0.1) + (questions × 2) | 80 pages, 8 questions = 34 credits |
Timeline Builder
| Action | Mode | Formula | Example |
|---|---|---|---|
| Extract dates | Deep | pages × 0.3 | 30 pages = 9 credits |
| Extract dates | Concise | pages × 0.15 | 30 pages = 5 credits |
Translation
| Action | Mode | Formula | Example |
|---|---|---|---|
| Translate document | — | 1 credit per page | 20 pages = 20 credits |
Legal Research
Research is token-based: the cost scales with how much the AI reads and writes, so it depends on the query.
| Action | Mode | Formula | Example |
|---|---|---|---|
| Deep research query | — | 10 + (tokens ÷ 1,000 × 0.5) | Varies by query complexity |
| Standard research query | — | 6 + (tokens ÷ 1,000 × 0.4) | Varies by query complexity |
| Follow-up question | — | 6 + (tokens ÷ 1,000 × 0.3) | Varies by query complexity |
Token usage depends on query complexity, the number of sources retrieved, and the length of the answer. The estimate shown before you run a query already accounts for these factors.
File Library (processing)
When you upload a file, Judicio processes it (OCR, entity extraction, and summarisation).
| Action | Mode | Formula | Example |
|---|---|---|---|
| File processing (OCR, extraction, summary) | — | pages × 0.5 | 20 pages = 10 credits |
The confirmation-screen estimate is computed from the formulas above. For page-based features it is exact; for token-based Legal Research the final charge can vary slightly if the AI processes more or fewer tokens than projected.
The order credits are drawn down
Your pool can hold three kinds of credit. When you spend, Judicio draws them in this order:
- Allocated credits (from your subscription) are used first.
- Bonus credits (promotional or admin-granted) are used next — soonest-to-expire first.
- Purchased credits (add-on packs you bought) are used last.
This keeps your plan credits flowing before any extras and burns time-limited credits before they expire. Unused allocated credits do not roll over — your allocation resets to the full amount on each renewal date. Purchased credits you have already paid for are not reset by a renewal.
Monitoring your balance
Your credit balance is always visible in the dashboard, and the full picture lives on the billing page.
Open Billing & invoices
Click your profile avatar at the bottom of the sidebar, choose Settings, then open Billing & invoices. The plan banner shows your Included credits and Next billing date at a glance.
Read the Overview tab
The Overview tab opens by default with three summary tiles:
- Included credits used — how much of your monthly allocation you have spent.
- On-demand credits used — pay-as-you-go usage beyond your allocation, with an estimated cost.
- Credits remaining — what's left, and the date it resets.
Below them, Included usage shows a progress bar and your top features by spend, and On-demand & balances shows a credits-remaining ring, your spend-vs-limit gauge, and your purchased balance.
See the per-feature breakdown on the Credits tab
Switch to the Credits tab. The Credit balance card breaks your pool into Allocated, Purchased, Used, and Remaining. Click View purchase & top-up history to see every pack you have bought. Beneath it, a per-feature usage breakdown shows where your credits went this period.
When your remaining credits drop to roughly 20% of your pool, a warning banner appears on the Overview tab with a Buy credits button — so you can top up before anything is interrupted.
Capping spend with a spending limit
On-demand (pay-as-you-go) usage can be capped so you never overspend.
Open the spending-limit dialog
On the Overview tab, in the On-demand & balances panel, click Set spending limit.
Set the monthly limit and alert threshold
Type a Monthly limit in your currency (or nudge it with the − / + buttons), then drag the Alert threshold slider to the percentage at which you want to be warned (for example, 75%). Click Save limit.
When a purchase would push you past the limit, Judicio blocks it and offers an Adjust spending limit shortcut. For team-wide visibility, the Budget alerts card (below the usage panels) lets an admin notify named recipients by email or in-app whenever on-demand spend crosses a threshold.
Buying more credits
If you need credits before your next renewal, buy a one-off pack — purchased credits never expire and are used after your allocated and bonus credits.
Open the purchase flow
On the Overview or Credits tab, click Buy credits. A picker opens with the available packs (currently 1,250, 2,500, 5,000, and 12,500 credits); the best-value pack is highlighted.
Pick a pack and pay
Select a package, click Continue, review the summary, then click Proceed to payment. Checkout opens with your regional provider. When it completes, Judicio confirms "Credits added" and your balance updates immediately.
Running low on credits?
You can also raise your monthly allocation permanently — upgrade your plan, or add seats on Organisation (each seat adds 5,000 credits to the shared pool). See Managing Your Subscription.
Next steps
- Subscription Plans — Compare plans and their credit allocations.
- Managing Your Subscription — Add credits permanently by upgrading or adding seats.
- Billing & Invoices — See your usage, purchases, and invoices in detail.